Fair Oaks, CA โ€” City Data, Demographics & Statistics

Sacramento County ยท California

๐Ÿงฌ

City DNA

A unique fingerprint for Fair Oaks based on 8 key metrics โ€” compared to averages.

PopulationIncomeHome ValueSafetyEducationMedian AgeClimateCost of Living
Fair Oaks
National Avg
California Avg
Population: 65Income: 74Home Value: 65Safety: 50Education: 50Median Age: 78Climate: 50Cost of Living: 92

Quick Stats

Population

32,030

2023 ACS

Median Income

$111,332

2023

Median Home Value

$645,600

2023

Median Rent

$1,797

2023

Median Age

47.0

Unemployment

5.2%

Cost of Living Index

184.7

100 = national avg

Fair Oaks is a city in Sacramento County, California, with a population of 32,030 according to the 2023 American Community Survey. Fair Oaks is one of the communities in California.

The median household income in Fair Oaks is $111,332, and the median home value is $645,600. The cost of living index is 184.7 (where 100 = national average), and the median rent is $1,797 per month. The unemployment rate is 5.2%, and the median age is 47.0 years.

People & Demographics

Source: U.S. Census Bureau ACS (2023)

Population

Total Population

32,030

Male

15,761

49.2%

Female

16,269

50.8%

Median Age

47.0

Age Distribution

Education & Household

Bachelor's or Higher

35.0%

High School or Higher

47.7%

Foreign Born

10.1%

Veterans

6.4%

Married

47.0%

Avg Household Size

2.4

Marital Status by Age

Race & Ethnicity

Diversity Index

0.380

Simpson's Index (0-1)

Largest Group

White

76.3%

Foreign Born

10.1%

White
76.3%
Black
2.2%
Asian
4.4%
Native American
0.8%
Two or More
12.2%
Other
4.1%

Hispanic/Latino Ethnicity

Hispanic/Latino is an ethnicity, not a race. People of any race can identify as Hispanic. This percentage overlaps with the racial categories above.

Hispanic/Latino

13.8%

4,430 people

Not Hispanic/Latino

86.2%

Hispanic/Latino Detail

Source: U.S. Census Bureau ACS (2023)
Mexican
3,207 (72.4%)
Puerto Rican
145 (3.3%)
Cuban
78 (1.8%)
Dominican
17 (0.4%)
Salvadoran
120 (2.7%)
Guatemalan
39 (0.9%)
Colombian
93 (2.1%)
Honduran
8 (0.2%)
Peruvian
71 (1.6%)
Other Hispanic
651 (14.7%)

Asian Detail

Source: U.S. Census Bureau ACS (2023)
Asian Indian
103 (7.3%)
Chinese
251 (17.7%)
Filipino
305 (21.5%)
Vietnamese
52 (3.7%)
Korean
114 (8.1%)
Japanese
255 (18.0%)
Cambodian
4 (0.3%)
Thai
79 (5.6%)
Taiwanese
11 (0.8%)
Other Asian
241 (17.0%)

American Indian & Alaska Native Detail

Source: U.S. Census Bureau ACS (2023)
Other Native American
255 (99.6%)

Languages Spoken

Total Speakers (5+)

30,612

English Only

86.1%

#1 Non-English Language

Spanish

1,597 speakers

Limited English

4.4%

Language Distribution

Spanish
1,597 (5.2%)
Slavic Languages
1,093 (3.6%)
Other Indo-European
723 (2.4%)
Arabic
174 (0.6%)
Other Asian
165 (0.5%)
German
100 (0.3%)
French/Haitian/Cajun
99 (0.3%)
Tagalog
94 (0.3%)
Chinese
88 (0.3%)
Vietnamese
52 (0.2%)

English Proficiency

Speaks English Very Well

95.6%

Limited English Proficiency

4.4%

Spanish
16.3% limited English
Slavic Languages
50.1% limited English
Other Indo-European
39.0% limited English
Arabic
19.5% limited English
Other Asian
38.2% limited English
Tagalog
23.4% limited English
Chinese
83.0% limited English
Vietnamese
53.9% limited English
Korean
54.0% limited English

Veterans & Military

Total Veterans

2,048

6.4% of population

Disability Rate

14.7%

301 with disability

Veteran Median Income

$66,094

Period of Service

Gulf War (2001+)
19.1%
Gulf War (1990-2001)
16.5%
Vietnam
52.0%
Korea
7.0%
World War II
1.9%

Veteran Age Distribution

18-34
10.6%
35-54
11.9%
55-64
11.4%
65-74
32.1%
75+
33.9%

Male Veterans

1,888

92.2%

Female Veterans

160

7.8%

Veteran vs Non-Veteran Income

Veteran Income

$66,094

Non-Veteran Income

$53,668

Difference

$12,426

23.2% higher

Disability Status

With Disability

301

Without Disability

1,747

Disability Rate

14.7%

Ancestry & Heritage

Total Reporting Ancestry

25,595

#1 Ancestry

English

16.3% (5,216)

#2 Ancestry

German

14.3% (4,579)

#3 Ancestry

Irish

11.2% (3,578)

Top 20 Ancestries

Source: U.S. Census Bureau ACS (2023)
English
16.3%
German
14.3%
Irish
11.2%
European
5.1%
Italian
4.8%
French
2.9%
American
2.9%
Scottish
2.7%
Polish
2.3%
Swedish
2.1%
Dutch
2.1%
Norwegian
1.9%
Russian
1.6%
Portuguese
1.5%
British
1.3%
Swiss
1.0%
Ukrainian
1.0%
Danish
1.0%
Scotch-Irish
0.9%
Finnish
0.8%

Families & Households

Total Households

12,946

Family Households

8,705

67.2%

Married Couples

6,774

52.3%

Non-Family Households

4,241

32.8%

Single Mother Households

1,299

10.0%

Single Father Households

632

4.9%

Living Alone

3,442

26.6%

Children Under 18

Total Children

5,049

In Married Couple

3,915

77.5%

With Single Mother

689

13.6%

With Single Father

445

8.8%

Family Income

Median Family Income

$131,999

Married Couple Income

$155,487

Single Mother Income

$85,339

Single Father Income

$83,390

Avg Family Size

2.4

Avg Non-Family Size

2.3

Grandparents w/ Grandchildren

627

Grandparents Responsible

215

Economy

Source: U.S. Census Bureau ACS (2023)

Income Overview

Median Household Income

$111,332

+52% vs national

Per Capita Income

$58,911

+58% vs national

Poverty Rate

8.3%

-39% vs national

Gini Index

0.4312

0 = perfect equality

Unemployment

5.2%

-1% vs national

SNAP Recipients

4.2%

of households

How Fair Oaks Compares

Fair Oaks vs Similar Cities

Compared to cities with 25,000 - 50,000 residents. Fair Oaks is highlighted.

Median Household Income

Per Capita Income

Poverty Rate

Unemployment Rate

๐Ÿ“Š

Where Do You Stack Up?

Enter your household income to see how you compare to other households in Fair Oaks. The median household income here is $111,332.

$

Income Distribution

<$25K
8.2%
$25-50K
10.6%
$50-75K
10.8%
$75-100K
15.3%
$100-150K
20.7%
$150-200K
15.6%
$200K+
18.7%

Employment Snapshot

Unemployment Rate

5.2%

-32% vs CA avg

Labor Force

16,443

Employed

15,553

How People Get to Work

Employment by Sector

Education & Workforce

Bachelor's Degree+

35.0%

of adults 25+

High School Diploma+

47.7%

of adults 25+

Median Age

47.0

Work from Home

20.2%

of workers

Cost of Living

Overall Index

184.7

100 = national avg

+84.7 vs national average

Living Wage (1 Adult)

$81,250

per year

Living Wage (Family of 4)

$192,044

per year

Cost Index by Category

Housing
244.4
Food
135.1
Transportation
170.2
Healthcare
128.1
Utilities
149.9

100 = national average. Higher = more expensive.

Fair Market Rent

Source: HUD

1 Bedroom

$1,832

per month

2 Bedroom

$2,255

per month

The median household income in Fair Oaks, CA is $111,332, which is 52.0% above the national average of $73,224. Per capita income is $58,911. The poverty rate of 8.3% is lower than the CA state average of 13.0%. The Gini index of income inequality is 0.4312, where 0 represents perfect equality and 1 represents maximum inequality. The unemployment rate is 5.2%, compared to the state average of 7.6%. The labor force is 16,443. 35.0% of adults hold a bachelor's degree or higher. About 70.4% of workers drive alone to work. The overall cost of living index is 184.7, which is 84.7% above the national average. Housing costs are above the national average at an index of 244.4. A single adult needs to earn approximately $81,250 per year to cover basic expenses.

Housing & Real Estate

Market SnapshotRedfin โ€” January 2026

Median Sale Price

$659,500

Median List Price

$630,000

Price Per Sq Ft

$319

Days on Market

38

Active Inventory

46

Months of Supply

2.3

Seller's market

Zillow Home Value

$597,412

ZHVI โ€” January 2026

Zillow Rent Index

$2,019

ZORI โ€” January 2026

Market CompetitivenessRedfin

Sold Above List

25.0%

Off Market in 2 Weeks

29.7%

Sale-to-List Ratio

99.3%

Buyer's market

Sold Above Asking
25.0%
Under Contract in 2 Wks
29.7%
Listings with Price Drops
23.9%

Price TrendsRedfin

Sale Price โ†“ 3.0%List Price โ†“ 13.1%Mar 24 โ†’ Jan 26

Market ActivityRedfin

Homes Sold

20

New Listings

34

Pending Sales

37

Homes Sold โ†“ 25.9%New Listings โ†‘ 3.0%Pending โ†‘ 19.4%Mar 24 โ†’ Jan 26

Price Per Square FootRedfin

Median Sale $/SF

$319

Median List $/SF

$344

Sale $/SF โ†‘ 9.6%List $/SF โ†“ 0.6%Mar 24 โ†’ Jan 26

House Price IndexFHFA

How much have housing prices increased in Fair Oaks, CA? According to the Federal Housing Finance Agency (FHFA) House Price Index for the Sacramento-Roseville-Folsom, CA metro area, home prices have risen 533.1% over the past 40 years. Over 20 years, prices grew 39.9%. The 10-year growth rate is 82.6%. Over the last 5 years, prices increased 32.9%. In the most recent 2-year period, the index rose 4.7%. The FHFA HPI tracks average price changes in repeat sales or refinancings of single-family properties with conforming mortgages. Because this is a metro-level index, it reflects the broader Sacramento-Roseville-Folsom, CA housing market rather than Fair Oaks alone.

40yr โ†‘ 533.1%20yr โ†‘ 39.9%10yr โ†‘ 82.6%5yr โ†‘ 32.9%2yr โ†‘ 4.7%Q2 1976 โ†’ Q4 2025

Metro area: Sacramento-Roseville-Folsom, CA

Fair Oaks vs Similar CitiesCensus ACS / Redfin

Compared to cities with 25,000 - 50,000 residents. Fair Oaks is highlighted.

Median Home Value

Median Rent

Median Price Per Sq Ft

Rent Burden

Census Housing DataU.S. Census Bureau ACS 2023

Median Home Value

$645,600

Median Rent

$1,797

Total Housing Units

13,431

Vacancy Rate

3.6%

Owner Occupied

70.0%

Renter Occupied

30.0%

Median Property Tax

$4,622

per year

Monthly Cost (w/ Mortgage)

$1,913

Housing Types

Single Family
77.2%
Multi-Family
22.7%
Mobile Home
0.1%

Property TaxU.S. Census Bureau ACS 2023

Median Property Tax

$4,622

per year

Effective Tax Rate

0.72%

of home value

Median Home Value

$645,600

Estimated Mean Tax

$4,794

The effective property tax rate is calculated by dividing the median annual property tax ($4,622) by the median home value ($645,600). In Fair Oaks, CA, this works out to an effective rate of 0.72%. This is below the national average of approximately 1.1%.

The current median sale price in Fair Oaks, CA is $659,500 according to Redfin data. Homes spend a median of 38 days on the market. 25.0% of homes sold above asking price. The market has 2.3 months of supply. The median price per square foot is $319. Zillow's observed rent index is $2,019/month. About 70.0% of housing units are owner-occupied. The median year homes were built is 1977. There are 13,431 total housing units. Homeowners pay a median annual property tax of $4,622. The effective tax rate is 0.72%, below the national average.

Crime data is not yet available for Fair Oaks. The FBI UCR/NIBRS program does not cover all jurisdictions.

Natural Hazard Risk

Source: FEMA National Risk Index

Risk Score

98.1

Relatively High

Expected Annual Loss

98.2

Score (0-100)

Social Vulnerability

37.4

Score (0-100)

Community Resilience

57.0

Score (0-100)

Scores range from 0 (lowest risk) to 100 (highest risk) relative to all U.S. communities. Data from FEMA National Risk Index.

Disaster History & Federal Spending

Source: FEMA

Total Declarations

23

Public Assistance

$490.0M

Individual Assistance

$5.0M

Most Common Type

Flood

9 declarations

Public Assistance by Category

Total: $9.2B
DisasterTypeDatePA $IA $
Severe Winter Storms, Straight-line Windโ€ฆ โ†’Severe StormApr 2023$2.6Mโ€”
Severe Winter Storms, Flooding, Landslidโ€ฆ โ†’FloodMar 2023โ€”โ€”
Severe Winter Storms, Flooding, Landslidโ€ฆ โ†’FloodJan 2023$33.8M$814K
Severe Winter Storms, Flooding, and Mudsโ€ฆ โ†’FloodJan 2023โ€”โ€”
Wildfires โ†’WildfireSep 2021$374Kโ€”
Wildfires โ†’WildfireOct 2020$174Kโ€”
Wildfires โ†’WildfireAug 2020$930Kโ€”
Covid-19 Pandemic โ†’BiologicalMar 2020$428.8M$4.1M
Covid-19 โ†’BiologicalMar 2020โ€”โ€”
Wildfires โ†’FireOct 2017$963Kโ€”
Severe Winter Storms, Flooding, and Mudsโ€ฆ โ†’FloodApr 2017$4.1Mโ€”
Severe Winter Storms, Flooding, and Mudsโ€ฆ โ†’FloodMar 2017$4.1Mโ€”
Severe Winter Storms, Flooding, and Mudsโ€ฆ โ†’Severe StormFeb 2017$3.8Mโ€”
Earthquake โ†’EarthquakeSep 2014$4Kโ€”
Severe Storms, Flooding, Mudslides, and โ€ฆ โ†’Severe StormFeb 2006$10.2M$143K
Hurricane Katrina Evacuation โ†’HurricaneSep 2005$96Kโ€”
Earthquake โ†’EarthquakeJan 2004$43Kโ€”
Severe Winter Storms and Flooding โ†’Severe StormFeb 1998โ€”โ€”
Severe Storms, Flooding, Mud and Landsliโ€ฆ โ†’Severe StormJan 1997โ€”โ€”
Severe Winter Storms, Flooding Landslideโ€ฆ โ†’Severe StormMar 1995โ€”โ€”

Showing 20 of 32 disasters

PA = FEMA Public Assistance (infrastructure recovery). IA = Individual Assistance (homeowner/renter aid).

Flood Insurance (NFIP)

Source: FEMA NFIP

Total Claims

3,858

Total Claims Paid

$38,396,006

Avg Claim Payout

$9,952

County-level NFIP data from FEMA National Flood Insurance Program.

Hazard Mitigation

Source: FEMA Hazard Mitigation Assistance

Mitigation Projects

34

Federal Funding

$12,371,528

Properties Protected

115

Avg Benefit-Cost Ratio

1.98

BCR

Top Mitigation Project Types

Project TypeProjectsFederal $
202.1: Elevation of Private Structures - Riverine10$5,682,253
91.1: Local Multihazard Mitigation Plan3$330,598
103.1: Feasibility, Engineering and Design Studies2$108,485
200.1: Acquisition of Private Real Property (Structures and Land) - Riverine2$2,783,715
92.1: State Multihazard Mitigation Plan2$189,997

Federally funded projects to reduce future disaster risk. Only includes completed or obligated projects.

Fair Oaks has a relatively high overall natural hazard risk rating according to FEMA's National Risk Index. The top hazard risks are drought, earthquake, heat wave. The area has had 23 federal disaster declarations. The most common disaster type is flood (9 declarations). 3,858 flood insurance claims have been filed in the area. FEMA has obligated $489,983,513 in public assistance recovery funding. $5,035,602 has been distributed in individual assistance to disaster-affected residents. 34 hazard mitigation projects have been funded to reduce future risk.

Health

Community Health

Source: CDC PLACES

Obesity Rate

27.7%

8.4pp below the national average

Depression Rate

23.5%

near the national average

Diabetes Rate

10.2%

1.7pp below the national average

Uninsured Rate

5.2%

5.4pp below the national average

Health Scorecard

Higher scores indicate better health outcomes relative to the national average (50 = average)

Health Outcomes

Age-adjusted prevalence rates. Green bars indicate rates below the national average; red indicates above.

High Cholesterol

36.8%

Arthritis

28.1%

Cancer (excl. skin)

10.3%

Teeth Lost (65+)

8.0%

Health Risk Behaviors

Prevention & Screening

Green bars indicate rates above the national average (more preventive care); red indicates below.

Mental Health & Wellbeing

Frequent Mental Distress

15.5%

14+ days in past month

Depression

23.5%

Loneliness

34.8%

Lack of Support

22.9%

Disability Prevalence

Any Disability

28.7%

Mobility

13.6%

Cognitive

12.1%

Hearing

6.9%

Vision

4.0%

Self-Care

3.2%

Independent Living

7.2%

Health-Related Social Needs

Prevalence of social risk factors affecting community health

Fair Oaks has an obesity rate of 27.7%, which is 8.4pp below the national average. The depression rate is 23.5%, near the national average. About 5.2% of adults lack health insurance. 74.0% of residents had an annual checkup in the past year.

Nearby Hospitals

Source: CMS Hospital Compare

Nearest Hospitals

5

With Emergency Services

5

Avg CMS Rating

3.5 / 5

Nearest Hospital

4.6 mi

Mercy San Juan Medical Center

Loading mapโ€ฆ
HospitalDistanceTypeRatingER
Mercy San Juan Medical Center4.6 miAcute Care Hospitals3/5Yes
Heritage Oaks Hospital5.3 miPsychiatricโ€”Yes
Mercy Hospital Of Folsom6.0 miAcute Care Hospitals4/5Yes
Sutter Roseville Medical Center6.3 miAcute Care Hospitals3/5Yes
Kaiser Foundation Hospital - Roseville6.3 miAcute Care Hospitals4/5Yes

Climate & Environment

Water Systems

Source: EPA SDWIS

Water Systems

2

Pop. Served

36,676

Violations (5yr)

0

No violations

System NamePop. ServedViolations (5yr)
FAIR OAKS WATER DISTRICT36,2260
OLYMPIA MOBILODGE4500

There are 2 water systems serving the area.

Infrastructure

Commute Overview2023 ACS

Drive Alone

70.4%

-11% vs national

Public Transit

1.5%

+68% vs national

Work From Home

20.2%

+117% vs national

Carpool

5.7%

Walk / Bike

1.1%

combined

How Fair Oaks's Commute ComparesCensus ACS 2023

How People Get to WorkCensus ACS 2023

Commute Mode BreakdownCensus ACS 2023

Commute data for Fair Oaks, CA covers travel times and transportation modes. 70.4% of workers drive alone, compared to the national average of 78.7%. 20.2% work from home, which is above the CA state average of 14.0%. Public transit is used by 1.5% of commuters, compared to the national average of 0.9%. 5.7% of workers carpool. 1.1% walk to work.

Internet & Broadband Access

Source: Census ACS

Broadband Access

94.7%

of households

Cable / Fiber / DSL

86.2%

of households

No Internet

4.2%

of households

Total Households

12,946

Internet Subscription Types

Cable, Fiber, or DSL
86.2%
Cellular Data Plan
88.5%
Satellite
7.1%
Cellular Only (no wired)
6.7%
No Internet Access
4.2%

Device Ownership

Source: Census ACS

Has Computer

98.0%

of households

Smartphone

91.8%

of households

Desktop / Laptop

89.8%

of households

Tablet

70.9%

of households

Any Computing Device
98.0%
Smartphone
91.8%
Desktop / Laptop
89.8%
Tablet
70.9%
Smartphone Only
3.4%
No Computer
2.0%

Percentage of households with each device type. Data from the U.S. Census Bureau ACS (2023 5-year estimates, tables B28001 & B28002).

Electricity Rates

Source: U.S. Energy Information Administration (2024)

Residential Rate

32.0ยข

per kWh

+68% vs 25,000 - 50,000 avg

Commercial Rate

25.5ยข

per kWh

+65% vs 25,000 - 50,000 avg

Industrial Rate

21.5ยข

per kWh

+81% vs 25,000 - 50,000 avg

Avg Monthly Bill

$161

residential

+10% vs 25,000 - 50,000 avg

87% above the national average of 17.1ยข/kWh

Residential electricity in California averages 32.0ยข per kWh, compared to the national average of 17.1ยข. The average monthly electric bill is $161. State-level averages from EIA Electric Sales & Revenue data (2024).

Fair Oaks vs Similar Cities

Source: EIA (2024)

Comparing electricity rates with randomly selected cities of similar population (25,000 - 50,000). Each city represents its state's average rate.

Residential Rate (ยข/kWh)

Commercial Rate (ยข/kWh)

Industrial Rate (ยข/kWh)

Average Monthly Bill

Water Systems

Source: EPA SDWIS

Water Systems

2

Population Served

36,676

Violations (5yr)

0

System NameTypeSourcePop. ServedViolations
FAIR OAKS WATER DISTRICTCommunityPurchased surface water36,2260
OLYMPIA MOBILODGECommunityGround water4500

94.7% of households in Fair Oaks have broadband internet access. 86.2% have cable, fiber, or DSL service. 6.7% rely solely on cellular data without a wired connection. 4.2% of households have no internet access. The area is served by 2 water systems, providing water to 36,676 people. No water quality violations have been reported in the past 5 years.

Politics & Government

County-level data: Election results are reported at the county level. Fair Oaks is located in Sacramento County, CA. Results reflect all voters in the county, not just those in Fair Oaks.

Election Overview

Source: Sacramento County (2024)

2024 Winner

Democrat

Dem Votes

381,564

58.1%

GOP Votes

252,140

38.4%

Total Votes

656,626

Margin

D+19.7%

Shift from 2020

R+5.6pp

vs prior election

๐Ÿ“ŠElection Results by Year
2016โ€“2024
๐Ÿ“ˆPartisan Lean Trend
D+19.7%

Election History

Source: County-Level Election Results
YearDem VotesGOP VotesTotalDem %GOP %Margin
2024381,564252,140656,62658.1%38.4%D+19.7
2020440,808259,405718,29061.4%36.1%D+25.3
2016273,768163,024467,52658.6%34.9%D+23.7

In the 2024 presidential election, Sacramento County recorded 656,626 total votes. Democrats won the county with 58.1% of the vote compared to 38.4% for Republicans, a margin of D+19.7%. Compared to 2020, the margin shifted R+5.6pp from the previous election. Since 2016, Sacramento County has shifted 4.0 percentage points toward Republicans.

Nonprofits Overview

Source: IRS Exempt Organizations BMF

Total Nonprofits

178

Total Assets

$33.8M

Total Income

$30.0M

Per 10K Residents

55.6

nonprofits

-0.2% vs peers avg

Orgs with >$1M Assets

6

Median Assets

$67K

Oldest Active

1941

ruling year

Newest Org

2026

ruling year

Nonprofits by Category

Source: IRS / NTEE Classification
Education
25
Arts & Culture
18
Human Services
18
Religion
13
Recreation & Sports
10
Community Improvement
9
Health Care
8
Youth Development
7
Animal-Related
5
Philanthropy
5
Environment
4
Mental Health
4
Unknown
4
Public Safety
2
International
2
Voluntary Health
1
Medical Research
1
Employment
1
Housing & Shelter
1
Civil Rights
1
Science & Tech
1
Public Benefit
1
84.6%of all nonprofit assets are held by the 10 largest organizations

Top 10 hold $28.6M of $33.8M total

Nonprofit Size Distribution

Source: IRS Exempt Organizations BMF

Number of nonprofits by total asset size

When Were Nonprofits Founded?

Source: IRS Ruling Date

Number of currently active nonprofits by founding decade

Nonprofits per 10K Residents vs Similar Cities

Source: IRS BMF + Census ACS

Compared to cities with population 25,000 - 50,000

Largest Nonprofits in Fair Oaks

Source: IRS Exempt Organizations BMF
OrganizationCategoryAssetsIncomeEst.IRS
MERISTEM INCEducation$7.0M$5.7M2015
SACRAMENTO WALDORF SCHOOLEducation$7.0M$9.2M1963
RUDOLF STEINER COLLEGEEducation$3.9M$26K1976
ROTARY CLUB OF SACRAMENTO FOUNDATIONCommunity Improvement$3.6M$722K2020
THE FAMILY NETWORK ADOPTION CENTERโ€”$2.4M$3.4M1980
CMACN EDUCATION AND RESEARCH FOUNDATIONEducation$2.3M$488K2021
SUMMIT CHRISTIAN SCHOOLEducation$755K$1.3M2010
RANCHO DE LOS AMIGOSโ€”$740K$93K1994
THE SHARE INSTITUTEHuman Services$528K$87K2000
SACRAMENTO CHORAL SOCIETY AND ORCHESTRAArts & Culture$428K$605K1998
FAIR OAKS ROTARY FOUNDATION INCEducation$341K$105K2003
CENTRAL CALIFORNIA LABRADOR RETRIEVER RESCUEAnimal-Related$296K$179K2002
ALLIED CERAMIC ARTS INSTUTEArts & Culture$293K$273K2009
CARRINGTON FOUNDATION FOR PUBLIC ARTArts & Culture$286K$11K1999
CHINESE AMERICAN MEDICAL ASSOCIATION OF CALIFORNIAHealth Care$249K$41K2006
CARMICHAEL HART HOMELESS ASSISTANCE RESOURCE TEAMHuman Services$216K$90K2017
BELLA VISTA BRONCO BOOSTERS INCEducation$190K$338K2017
DEL CAMPO BOOSTERS CLUBRecreation & Sports$188K$463K2005
C L GALLAGHER FAMILY FOUNDATIONPhilanthropy$185K$9K2020
CALIFORNIA STATE FOSTER PARENT ASSOCIATION INCโ€”$182K$136K1984
LITTLE LEAGUE BASEBALL INCโ€”$171K$153K1967
PARENT BOOSTER USA INCEducation$165K$172K2005
AMERICAN RIVER FUTBOL CLUBRecreation & Sports$151K$298K2014
SACRAMENTO AREA TENNIS ASSOCIATIONUnknown$142K$69K1992
MUSIC PARTNERS IN HEALTHCARE INCHealth Care$135K$220K2008
ORANGEVALE OPEN K-8 PARENT TEACHER STUDENT ORGANIZATIONEducation$134K$471K2017
FAIR OAKS SOCCER CLUBโ€”$130K$181K1984
CITRUS HEIGHTS KIWANIS FOUNDATIONEducation$121K$112K2009
NEIGHBOR KWA JIRANI FOUNDATIONInternational$99K$66K2014
HOME AT LAST INCUnknown$89K$739K1996
NORTHERN CALIFORNIA COMMUNITY DEVELOPMENT CORPORATIONCommunity Improvement$87K$8K2014
PATHWAYS TO POSSIBILITIESHuman Services$85K$104K2017
COROS INSTITUTEEducation$74K$6K2001
BELLA VISTA TRACK & FIELD AND CROSS COUNTRY BOOSTER CLUBRecreation & Sports$72K$68K2021
MAMA BEARS FIGHTING CHILDHOOD CANCERHealth Care$68K$175K2022
PURPOSE AND LEGACYHuman Services$67K$73K2020
CALIFORNIA CHAPLAIN CORPSMental Health$66K$313K2023
HUONG DAO FOUNDATIONYouth Development$65K$113K2021
FAIR OAKS THEATRE FESTIVAL INCArts & Culture$59K$46K1984
AMERICAN RIVER BIKE PATROLHealth Care$58K$52K2023
SACRAMENTO BLANKETS FOR SACRAMENTO KIDSHuman Services$57K$29K2019
RUFIE PEASE MEMORIAL FOUNDATIONโ€”$57K$9K1993
SOCIETY FOR PRESERVATION & ENCOURMT OF BARBERSHOP QUARTET SINGING AMERโ€”$54K$43K1946
BELLA VISTA BAND BOOSTERSYouth Development$53K$174K1999
WEST COAST IMPACT ATHLETIC LEAGUEYouth Development$48K$186K2018
COMMUNITY COUNSELING ASSOCIATESHuman Services$48K$315K2014
BLOOMFIELD HILLS ASSISTED LIVINGHuman Services$47K$183K2018
EURO-CHRISTIAN PARTNERSReligion$46K$144K2004
POLYBYDESIGNHuman Services$46K$120K2018
FAIR OAKS DOLPHINS SWIM CLUB INCRecreation & Sports$43K$61K1996

Fair Oaks, CA has 178 registered 501(c)(3) nonprofit organizations with combined assets of $33.8M. The most common category is Education, with 25 organizations. 6 nonprofits have assets exceeding $1 million. That works out to 55.6 nonprofits per 10,000 residents. The oldest active nonprofit dates back to 1941.

SBA Lending Overview

Source: SBA FOIA Loan-Level Data

Total SBA Loans

331

Total Approved

$98.0M

Jobs Supported

2,263

Per 10K Residents

103.3

SBA loans

-23.8% vs peers avg

Unique Lenders

84

Top Lender

Wells Fargo Bank National Association

51 loans

Top Industry

Health Care & Social Assistance

Data Span

1992โ€“2026

Loan Program Breakdown

Source: SBA FOIA
7(a)86% of all loans

Loans

285

Total Amount

$78.8M

Avg Loan

$276,328

Median Loan

$125,000

SBA Guaranteed

$59.1M(75%)

Jobs Supported

1,923

50414% of all loans

Loans

46

Total Amount

$19.2M

Avg Loan

$418,391

Median Loan

$359,500

7(a) โ€” 86%504 โ€” 14%

Recent Activity (Last 5 Years)

Source: SBA FOIA

Recent Loans

45

14% of all-time total

Recent Amount

$25.2M

26% of all-time total

Avg Recent Loan

$559,818

Top Industries Funded

Source: SBA FOIA / NAICS Codes
Health Care & Social Assistance62 loans
NAICS 62
$29.3M
Other Services41 loans
NAICS 81
$10.7M
Professional & Technical Services38 loans
NAICS 54
$8.7M
Retail Trade31 loans
NAICS 44
$12.6M
Construction26 loans
NAICS 23
$5.1M

SBA Loans per 10K Residents vs Similar Cities

Source: SBA FOIA + Census ACS

Compared to cities with population 25,000 - 50,000

Top SBA Borrowers

Source: SBA FOIA
BusinessLoansAmount
Fair Oaks Oil1$4.4M
Anchored Tiny Homes Incorporated1$3.4M
A Plus Hospice Llc1$1.8M
Royal Palms Care Home2$1.8M
Stardust Vintage Emporium Llc1$1.8M
Pro Found Recovery Solutions Inc.1$1.7M
Joe's Market1$1.7M
Bruce Foggy1$1.5M
Blair Justyn Wiles1$1.4M
San Juan Animal Hospital1$1.3M

Fair Oaks, CA has received 331 SBA loans totaling $98.0M in approved funding between 1992 and 2026. The 7(a) program accounts for 285 loans (86% of the total), supporting 1,923 jobs. The 504 program, focused on real estate and large equipment, has funded 46 loans totaling $19.2M. The most common industry receiving SBA funding is Health Care & Social Assistance. The most active SBA lender in Fair Oaks is Wells Fargo Bank National Association with 51 loans. That works out to 103.3 SBA loans per 10,000 residents.

ZIP Code Overview

Source: Census ACS

ZIP Codes

23

Total Population

783,306

Avg Median Income

-$28,894,014

Avg Home Value

-$57,472,362

ZIP Code Details

Source: Census ACS
ZIP CodePopulationMedian IncomeHome ValueMedian RentArea (sq mi)
9560863,052$83,638$565,600$1,54913.2
9561046,759$77,565$466,500$1,7647.9
9562141,747$77,377$401,900$1,7766.7
9562843,783$111,582$615,400$1,85712.9
9563077,952$139,182$702,200$2,28026.2
956521,665$24,866N/A$1,2833.7
956555,029$130,500$573,800$9179.5
9566035,668$66,957$330,600$1,6506.4
9566132,599$103,745$667,500$1,9308.9
9566231,895$93,613$500,000$1,84110.8
9567059,314$90,414$463,100$1,69312.9
956714,188N/AN/AN/A1.5
9567728,873$104,985$630,300$2,0819.7
9567845,744$104,704$534,700$2,11811.4
9574216,287$154,602$616,100$2,48150.4
9574622,549$182,321$1,057,600$2,83018.4
9582138,372$58,331$470,900$1,3427.1
9582537,077$64,264$433,500$1,5824.7
9582721,032$82,382$419,500$1,7908.9
9584121,232$62,305$414,200$1,5773.9
9584235,031$67,170$367,500$1,5454.0
9584348,321$94,753$467,900$2,0576.5
9586425,137$129,083$770,200$1,8636.3

Fair Oaks, CA has 23 ZIP codes with a combined population of 783,306. The average median household income across all ZIP codes is -$28,894,014. The average median home value is -$57,472,362. The average median monthly rent is -$28,983,777.

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